I've written about this before, and now that its in the news, its worth mentioning again. Load dodgers owe the Government, duit rakyat, our money more than RM50 million?! That's a huge amount of money.
A staggering RM50 million. Some 50,000 people. And a frustrated Education Ministry trying to get loan defaulters to settle the amounts owing...Some owe as little as RM1,000 while others owe anything from RM20,000 to a whopping RM70,000...
via NST.
Generally speaking, i'm all for the Government handing out education loans. Upon graduation, these people, mostly Bumiputeras, go on to become contributing members of the society. For any nation, having a core base of educated, capable professionals is a must.
However, what's irritating about people like these is that they are so bloody selfish. Don't they realize that the money they owe could help pay for the next generation of students? The Government's money is not limitless and RM50 million repaid would go a long way in financing the educational futures of many, all of whom are just as deserving of help as those who have received before and are now too selfish to return the money into the system.
I am a believer in karma (i'm no Buddhist, i'm referring to the principle of it rather than its religious connotations), in the sense that God pays you in return for your actions. Do good and you will receive good. Do bad and you shall receive bad. Perhaps one day, when these defaulters have children of their own, the Government will deny them a loan because many years ago their parents didn't pay up.
That's actually a pretty good idea. The Government has a list of all defaulters and has wisely published them on their website. Keep the names on record, in 20 years when the next generation of students apply for loans, match the loan applications against this database of defaulters. If there is a hit i.e. the parent's name is found on the defaulter database then the loan application is automatically rejected. I know its punishing the children for the deeds of the parents, but why not? Loan defaulters are scum and they should be made to pay; if not their own loans, now they have to pay for the education of their own children because the Government will not.
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